Blocker
01 of 02
Ownership Discrepancy: Tax Roll vs ROD Chain
The DC Tax Roll shows current owner as EMERSON, LEONIDAS P and EMERSON, RAMONA M, but the recorded deed chain ends with BLANKENSHIP STEVEN M per deed 2026032587 dated 6 Apr 2026. This discrepancy must be resolved before title can be insured.
Why It MattersTitle cannot be insured until the recorded chain owner is reconciled with DC Tax Roll records. This may indicate an unrecorded transfer, estate situation, or data error requiring corrective documentation.
RemedyObtain corrective deed or affidavit of identity reconciling recorded chain owner with DC Tax Roll records before closing.
Evidence2026032587
Blocker
02 of 02
Outstanding Judgment Lien
One unsatisfied judgment recorded 7 Feb 2019 (doc 2019013204) by BAYVIEW LOAN SERVICING LLC against EMERSON LEONIDAS P BILL and EMERSON RAMONA MARITZA; amount not stated of record. The judgment creditor BAYVIEW LOAN SERVICING LLC is also the recorded beneficiary of trust 2006135310 — this judgment may have been recorded in connection with foreclosure proceedings on that trust. Examiner should confirm whether this judgment was part of the foreclosure action that was subsequently resolved, or whether it survives independently of the trust payoff.
Why It MattersAn unsatisfied judgment lien clouds title and prevents issuance of a title commitment. Judgments in DC attach to all real property of the debtor in the jurisdiction — the lien must be satisfied and a release recorded before title can be conveyed clear of encumbrance.
RemedyObtain satisfaction of judgments or arrange payment and recorded release at or before closing; confirm no additional judgments exist against current owners in DC Superior Court records.
Evidence2019013204
Required at Closing
Outstanding Purchase-Money Trust (Current Acquisition)
Purchase-money deed of trust recorded contemporaneously with the current acquisition (doc 2026032588, dated 6 Apr 2026, $300,000.00 in favor of DEAN HARRY E and CAMERON PETER). This represents standard acquisition financing and is not a title defect. Note: the underlying trust 2006135310 was previously subject to foreclosure proceedings by NATIONSTAR MORTGAGE LLC that were fully resolved prior to the examination date via docs 2026034832, 2026036072.
Why It MattersPayoff will occur at closing. No underwriting exception required.
RemedyPayoff will be coordinated at closing. No pre-closing curative action required.
Evidence2026032588
For Information
Release references missing underlying instrument (historical, 10+ years)
2 historical release/COS reference numbers (10+ years old) not found in record set. These may reference pre-digital records or instruments outside search scope.
RemedyINFORMATIONAL: Document in title report. Not critical for current marketability unless related to open encumbrance.